There are 6 common reasons why people do not make personal injury claims

 

After an accident that was not their fault, a startling proportion of people do not file a claim for personal injury compensation. Over 40% of persons who may claim compensation for whiplash injuries after an accident did not, according to a thorough research published by the Association of Personal Injury Lawyers (APIL) 10 years ago.

The report focuses solely on compensation for whiplash injuries. However, our own experience as a personal injury specialist group of attorneys indicates that the number of people who might claim but don't has climbed much more. Indeed, according to figures released by the government's Compensation Recovery Unit (CRU) in 2021, the number of new claims filed with the CRU has continuously decreased over the last 10 years many business listings.

What are the most typical reasons for people not submitting personal injury claim?

1 - I'm not interested in being a member of 'The Compensation Culture.'

Some people are put off from pursuing accident injury compensation because they believe it would be ethically wrong to do so, that they would be contributing to what the press has dubbed the UK's "compensation culture." They may have seen materials created on behalf of insurance companies claiming that false claims are rampant and that filing a claim would make them a part of the problem business listings.

You should file a claim if you suffer bodily harm as a result of an accident caused by the negligence of another person or organization.

It is a myth that there is a compensation culture and that false claims are common.

You have the right to be paid for your pain and suffering, and you have the right to return to your previous employment before the accident.

2 - Submitting a personal injury claim will be too expensive in terms of legal fees

Solicitors are thought to be overly expensive by the general population. In recent years, a lot of work has been done to refute this idea.

When it comes to personal injury claims, hiring a personal injury solicitor to handle your compensation claim on a contingency basis means you won't have to pay anything unless your claim is successful and you obtain compensation.

A No Win No Fee Agreement is used in this manner of financing a claim. Your claim will be risk-free if you engage into this sort of arrangement with a personal injury counsel. You will owe nothing if your claim is denied. Only if your claim is successful will you be required to pay a fee, which will be calculated as a percentage of the amount of compensation you get from the other party.

If you have the appropriate insurance coverage or are a union member, you can also pay claims through legal bills, insurance, and trades union representation free listings.

3 - I believe I am partly to fault; hence I am unable to make a claim

Even if you were partially to blame for an accident, you may still be eligible to file a claim. Many No Win No Fee personal injury attorneys will take on your claim as long as it has a realistic chance of success.

4 - I'm concerned that if I submit a workplace accident claim against my company, I'll lose my job

Accidents at work result in injuries on a regular basis. Employers have a responsibility to keep their workers safe at work. If a worker is hurt at work and the accident is due to their employer's negligence, they have the right to file an accident at work claim.

A claim for damages in a car accident is not the same as a claim for damages against your company. You're unlikely to know or have any kind of relationship with the other driver.

In the case of a workplace injury, you would file a claim against your employer, who is the person or organization that pays your salary and keeps you employed.

Many employees who may submit an accident at work claim would not because they are afraid of being fired if they do.

So, is it true that if you file a workplace accident claim against your company, you will be fired?

The response is a resounding "no." Your employer has no legal right to fire you for filing a claim for a workplace injury, and if they did, you would have grounds for an unfair dismissal lawsuit.

Similarly, if they don't fire you but attempt to make your life difficult at work because of the claim you're pursuing, you may be able to file a claim for constructive dismissal if it becomes too much for you and you quit.

In reality, most employers recognize that running a business entails the risk of workplace accidents, and that the firm may be held liable for some of these incidents.

Similarly, while an employer may not be pleased if a worker files an accident at work claim, most businesses will provide the claim information to their liability insurance and let them handle it. This form of insurance is mandatory for all employers.

If you're worried about being fired, don't wait to file a claim. It's unlikely that this will happen.

If you are fired for filing an accident at work claim, you will have strong grounds to sue your employer in an Employment Tribunal, and your injury claim will be pursued.

5 - It's too late to file a claim because the accident happened so long ago

If you want to submit a personal injury claim, there's no disputing that the sooner you consult with a personal injury lawyer, the better. If the accident happened a long time ago, don't automatically think it's too late to file a claim.

There are a variety of reasons why people do not file claims right once following an accident. The court regulations take this into account and give a fair amount of time to file a personal injury claim. If a claim is not filed within this time frame, it will be considered 'time-barred.' You will no longer be eligible for compensation if this occurs.

6 - I don't want to file a claim because I'm afraid of going to court

Some people are understandably concerned that filing a claim may require them to appear in court. That reason alone discourages individuals from filing claims, and as a result, they miss out on the recompense they deserve.

The reality is that in a large number of personal injury cases, legal proceedings are initiated. Despite this, the number of cases that end up in front of a judge is modest.